08 February 2018
My CPF Online Services - Important Information Before Investing
You can use your Ordinary Account savings for CPFIS - OA investments and your Special Account savings for CPFIS - SA investments.
You cannot invest the first $20,000 in your Ordinary Account and the first $40,000 in your Special Account. However, you can continue to service your regular premium insurance policies bought before 1 January 2001 (but not recurring single premium insurance policies or regular savings plans for unit trusts) and agent bank fees even if your Ordinary Account balance falls below $20,000.
The stock and gold limits are updated monthly on the 11th (or 12th if 10th is a Sunday/Public Holiday) using your CPF balances at the end of the previous month.
Any investment in Stocks or Gold may reduce the amount available for Professionally Managed Products and vice versa.
Please take into account your next housing instalment (if any) and investment trades pending settlement. The total amount that you intend to use for investment and other CPF Schemes cannot exceed the balances in your Ordinary, Investment (if any) and Special Accounts.
Professionally Managed Products refer to:
Fixed Deposits
Insurance Policies*
Unit Trusts*
Singapore Government Bonds
Singapore Government Treasury Bills
Statutory Board Bonds
Bonds Guaranteed by Singapore Government
Fund Management Accounts (you cannot invest your Special Account savings in this)
Exchange Traded Funds*
(* Please refer to the Frequently Asked Questions on CPF Investment Scheme for the risk classification tables for unit trusts, investment-linked insurance products and exchange-traded funds which Special Account savings can be invested in.)
Stocks refer to:
Shares
Property Funds
Corporate Bonds
Loan stocks
You cannot invest the first $20,000 in your Ordinary Account and the first $40,000 in your Special Account. However, you can continue to service your regular premium insurance policies bought before 1 January 2001 (but not recurring single premium insurance policies or regular savings plans for unit trusts) and agent bank fees even if your Ordinary Account balance falls below $20,000.
The stock and gold limits are updated monthly on the 11th (or 12th if 10th is a Sunday/Public Holiday) using your CPF balances at the end of the previous month.
Any investment in Stocks or Gold may reduce the amount available for Professionally Managed Products and vice versa.
Please take into account your next housing instalment (if any) and investment trades pending settlement. The total amount that you intend to use for investment and other CPF Schemes cannot exceed the balances in your Ordinary, Investment (if any) and Special Accounts.
Professionally Managed Products refer to:
Fixed Deposits
Insurance Policies*
Unit Trusts*
Singapore Government Bonds
Singapore Government Treasury Bills
Statutory Board Bonds
Bonds Guaranteed by Singapore Government
Fund Management Accounts (you cannot invest your Special Account savings in this)
Exchange Traded Funds*
(* Please refer to the Frequently Asked Questions on CPF Investment Scheme for the risk classification tables for unit trusts, investment-linked insurance products and exchange-traded funds which Special Account savings can be invested in.)
Stocks refer to:
Shares
Property Funds
Corporate Bonds
Loan stocks
Labels: CPF
